The NIC Householder Insurance Policy covers the insured’s building, fixtures and fittings, contents, jewellery and valuables, as well as public liability benefits.
Extra
Risks covered
Depending upon the property insured; the cover extends to protect the insured against
- Â Fire and allied perils.
- Â Burglary, housebreaking, larceny or theft.
- Â Loss or damage by accident or misfortune.
- Â Legal liability towards general public
- Â All Risk Cover for selected unavailable items
Compensations Offered
- Depending on the property insured, the insurance cover provides compensation equivalent to the market value or the cost of replacement.
- In cases where the items insured are susceptible to depreciation, the actual value is offered.
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