Employers’ Liability Insurance

Employers’ Liability Insurance provides financial protection to employers against legal liability arising from bodily injury or death of employees occurring in the course of their employment. The policy compensates workers on behalf of the employer when accidents happen while employees are carrying out their duties.

The cover applies to persons engaged in the insured’s business, profession, or occupation, who are regarded as workmen within the meaning of the relevant Act. It helps employers meet statutory obligations while ensuring employees or their dependants receive fair compensation.

Scope of Cover

  • Liability for bodily injury, disability, or death of employees caused by workplace accidents.

  • Compensation payable to injured employees or their dependants in the event of death.

  • Cover applies only to accidents arising out of and in the course of employment.

Benefits

  • Provides compensation to employees on behalf of the employer.

  • Protects employers from unexpected financial liability and legal claims.

  • Benefits are negotiated and agreed between the employer and the insurer.

  • Supports compliance with labour and workers’ compensation laws.

  • Enhances employee welfare and workplace confidence.

For any inquiries or assistance, feel free to contact us. We’re here to support you Every step of the way.

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