Public Liability

This policy is suitable for all industrial units and business establishments exposed to liability arising out of accidents in the course of their business operations.

This policy is suitable for all industrial units and business establishments exposed to liability arising out of accidents in the course of their business operations.

This policy indemnifies against amounts the insured is legally liable to pay as damages to third party victims of an accident. These includes:

• Compensation for accidental death, bodily injury or disease to third parties.
• Damage to or loss of property belonging to third parties arising out of an accident, including legal costs incurred with the prior consent of the insurer.
• Legal and civil liabilities of the directors and officers of the company.
• Additional Covers (The following optional covers are available for additional premiumJ
• Pollution risks – caused by a sudden, unintended and unexpected cause which takes place at a specific time and place during the policy period.
• Transportation risks: outside the premises arising out of an accident directly caused by dangerous materials or hazardous substances while being transported by rail, road, or pipeline.
• Cover for multiple units: Non manufacturing premises of the insured such as offices, depots, godowns etc. located at different places, incidental to insured’s business activities can be covered.

• Policy covers all amounts the insured is legally liable to pay third party during the policy period including legal costs and expenses subject to the limit of indemnity terms and conditions of the policy
• Policy cannot be issued for unlimited liability.